Hi BTL Investor,

liverpool luxury apartments

We have managed to agree an exceptional deal on an exclusive basis for a number of 2 Bedroomed, 2 Bathroom Luxury Apartments.  Most are already tenanted paying £625 a month.  The properties boast an executive location inside Liverpools Business Quarter, just 1 minutes walk from the famous Liverpool One complex.  A trial valuation will be carried out in the week commencing 4th April 2011.

• Value £130,000
• 25% Discount £32,500
• Investor Price £97,500
• Current Rent £625  (new tenants are looking at £650 -£675 rents) 
• Service/Ground rent £65 a month
• £2,000 Finders Fee (£500 upfront)

This development is a unique development benefiting from not only it’s location but also its luxurious design and feel.  It consists of a private central courtyard with decked terraces and full height floor to ceiling windows making it a high end executive property.   The quality begins on the entrance level with it’s marble finish floor and silver clad ceiling, giving it an instant wow factor.

The Business Quarter is an ever expanding  area with-in the city centre with many large corporations occupying the plush office blocks.  There are ample bars, retuarants, parks, docks and every other benefit to a propety all on its doorstep.   Anyone who has visited the Liverpool One complex will know it is quiet a sight.  It boasts all major brands and is a hive of activity.

If you put in a 25% deposit your monthly profit will be a massive £430 profit a month, and you will have £57,000 equity..

If it’s location your after, these fit the bill….if it figures, these fit the bill….if its capital growth, these fit the bill…this is an excellent oppotunity,

don’t keep waiting for the next one……..

Liverpool Lounge

WPI have just recently aquired full planning permission on a plot of land in Hadfield, just outside Manchester.

3D Generated

The plot of land about 1/3 of an acre is currently occupied by a 5 bedroom bungelow. Planning permission is for the construction of six 4 bedroom residential dwellings with parking. The properties are situated in a quiet residential village location looking out over parkland and should fetch good demand on the open market once construction is finished. Planning permission was granted on the 9th November 2010 and the development must begin no later than expiry, three years beginning on the date of this permission. High Peak MBC Application No: HPK/2010/0423. 

The development has been valued at a completion price of 1.15 million. We are currently looking for offers around £325,000. We believe this would be a great investment for any experienced developer looking for medium sized project.

Please se the below files for full information.

02_rev_A_ location plan

03_rev_A_site plan

04_rev_A_house types

06_rev_A_elevations & section

front view 3d

2263-02-08-Site plan extg proposed landscaping

2263-view from road-existing

25% off RICS Rotherham House 

Packham Rd, Rotherham, S63 6

Property Figures:

• Val                              –  £85,000
• 25% Discount     -  £63,750
• Rent                           -  £450
• Yield                         -  8.5% yiel
• All in costs           – £4,995  (includes all legals etc…)

Here’s a property for thoses wishing to get 2011 off to a flying start.  House prices look like they are going to stay stagnant this year whilst rentals continue to grow.  BTL mortgages are readily available for those with good credit, making a purchase like this property a very attractive deal for the medium term.   This investment property has been sourced directly by us so no 3rd party fees are to be paid.  There will be a small res fee which is held by us, and is fully refundable if the property is pulled from you for no reason of your own.   The property is in a good location with local agents advising the rental market is average to strong .  Sales of houses are about average.  If you go for a 1 or 2 year mortgage deal, you can benefit from the £200 a month positive cash flow, and then sell after your fixed mortgage period, meaning you avoid any redemption penalties, plus the housing market should have brightened somewhat with in a few years.

Please feel free to call 0800 988 4334 for further details.

Deposit Paid Spanish Property

Anyone who knows anything about Spanish property and Real Estate in Spain knows that generally they are having a hard time. Back in the late 90′s and early 2000′s the Spanish Property market boomed with the introduction or better Spanish Mortgages and the rise of property values over Europe. But as with many European countries Spain’s economy has been hit hard and developers have been left with surplus amounts of properties. However this doesn’t mean that its a no go area as far as buying investment property. In fact we at World Property Investor believe that this is probably the best time to purchase a Spanish Property. Developers all over Spain are going bust and some are now having to become very inventive with their offers. The problem they are having is that mortgage lenders in Spain have become more stringent and are especially careful when lending to UK residents.

So Whats On Offer

Our first offer is some apartments in Granada, Spain. All the properties are key ready and surround an amazing championship golf course. They are 40 minutes from the beach and 25 minutes from snow skiing. Yes you heard me right, you can ski or swim or sunbathe or snowboard its up to you. Properties come with 100% finance as the deposit is already paid. This means no money down as all clients will just need to pass for a 80% Spanish Mortgage

• Home to the Alhambra palace (short listed to the new 7 wonder of the world)
  • Spain’s most historic city
  • Several UNESCO world heritage sites
  • One of Spain’s major university cities
  • Spain’s greatest ski resort (Ranked in the top 10 ski resorts worldwide by Conde Nast Traveller)
  • World famous gastronomy and typical tapas route
  • Granada has an extremely rich and delicious cuisine beside its Moorish and jewish influences it has a mixture of flavours taken from many different cultures

Please go here for the full brochure or call us on 0800 988 4338 and speak to an advisor. There are limited properties with the deposit already paid so please be quick to avoid disappointment.

Every landlord’s nightmare is a big arse tenant in your buy to let property

They won’t pay the rent, know their rights inside out and steels anything of any value and damages anything they leave behind.

This is happening far too often recently but unfortunately there is little you can do about it.  To add to the frustration, the law falls on the side of the people who inflict these awful crimes.  In fact, to add salt to the wound the government are now making it increasingly difficult for landlords to have DSS money paid direct to landlords. Instead it goes to the tenant who then spends the money and cant pay the rent.  To me, they are receiving money (your rent) whilst they damage your property and live for free.  Why and how is that fair? I also refer to a certain recent documentary about nightmare landlords. One of the “victims” said. “I was only 3 months late with my rent (which was £1,800 by the way) and the landlord threatened me with eviction!!”  As if this is something landlords should put up with. As if landlords should pay for people to live in house’s for free. Or how about “you can’t evict us, we have young children”. Much that I do have sympathy for these children being brought up in benefit culture; it’s not a landlords responsibility to put a roof over their head. It’s the job of the parents.

Buy to let investment is still in my eyes the best way to make long term profit, and by no means am I suggesting that all tenants on benefits are like this. But the idea is to minimise the number of times tenants like above manage to worm their way into your property.  They are the type of people who usually promise to redecorate and improve the property… yeah right? Unfortunately using rental agents doesn’t protect you from these type of tenants, however it should increase your chances of a good tenant by means of references and credit checks.  These checks can obviously be done yourself if you wish to save money. We will be discussing tenant referencing in a later blog so please check back.

There are a lot of problems with buy to lets and tenants, but i would like to finish this blog by saying…. Buy to lets are proven to be one of the best investments over the long period.  We will see drops in the market and have problem tenants causing us stress, but the bottom line is it makes us money with out having to do an awful lot…. Get your self 20 buy to let properties and you should, if you’ve bought wisely, be able to sit back and earn £3,000 a month without having to lift a finger.  On top of your this your property should go up in value and will in the long run outperform virtually all other assets..

My next blog will be about evicting tenants including section 21’s and 8’s. Please feel free to comment and let us know any advice or tips you have.

Do you know you may be able to invest is property using your pension? With changes to pension regulations people with certain types of pensions are now able to use the money within their pension to purchase property. Properties are bought and sold through the SIPP and any profits and gains are then taxable as pension income.  Although there are initial costs to set up a SIPP, (Self Invested Pension Plan) if you are looking to build a portfolio then this may be the most tax efficient way to do it. Anyone with a current pension may be able to use this or transfer it over to a SIPP type pension. Please contact us and we will put you in touch with our IFA in order to discuss it further to see if you can use your pension or transfer it to a SIPP. We ourselves are not tax advisors so would urge you to speak to a tax expert in to discuss the he tax benefits but we do believe there are some great advantages and savings to be had if you are buying a property using your SIPP.

SIPP property has to be commercial property and you cannot buy any buy to let property with your pension. SIPP properties have to meet certain FSA regulations in order to be SIPP compliant and different SIPP pensions will ask for different amounts of information regarding any development or property before they will invest your money. This obviously gives you some extra peace of mind that any SIPP properties should be a safe investment as they have to comply to certain FSA regulations. But we would always urge people to carry our as much due diligence as possible to assure a safe investment. There are many hotels and commercial properties available for you’re to purchase with a SIPP as well as overseas properties which are SIPP approved. We are currently sourcing various SIPP property investments and have found some in the Caribbean which are SIPP compliant and are also good Caribbean investment properties. These Caribbean property for sale offer 10% rental guarantee’s with 100% financing are more importantly are SIPP compliant property. Along with the Caribbean property we are also currently looking at some French and US investments which will be compliant for SIPP investment. Please do not hesitate to contact is if you would like to discuss these options further.